Carrot Cake Loaf with Cream Cheese Frosting — My favorite recipe for carrot cake!! It’s ridiculously moist, soft, tender, and full of cinnamon-and-spice-and-everything-nice, including an abundance of carrots and sweet, juicy raisins! 

Carrot Cake Loaf with Cream Cheese Frosting - Soft, moist carrot cake that's baked as a loaf. So much faster & easier than baking a cake!

The Easiest Carrot Cake (From Scratch!)

When it’s done right, carrot cake with cream cheese frosting is one of my favorite indulgences. And this is my new favorite recipe for carrot cake.

I’m really picky about carrot cake. Just like when I dissected Lemon Bars and pointed out many things that could go awry from dog biscuit-like crust to lackluster lemon oomph, carrot cake is also ripe for caketastrophes, with the number one issue being dryness.

I would rather eat a dry rice cake than ingest all those calories on cake that tastes like a dry rice cake. Problem solved because this is the moistest carrot cake I’ve ever had.

Carrot Cake Loaf with Cream Cheese Frosting - Soft, moist carrot cake that's baked as a loaf. So much faster & easier than baking a cake!

Additionally, many carrot cakes don’t include enough of the starring ingredient, carrots. I also have to have raisins in my carrot cake or it’s just not the same. I know some people don’t like raisins, but I’m a raisin lover. Here they’re used plentifully, adding flavor, texture, and help keep an already soft and moist cake even more so.

As for nuts, they’re a total deal-breaker for me in baked goods and this carrot cake is nut-free. With both raisins and nuts, you can add or omit based on your ideal definition of carrot cake.

Another issue that plagues carrot cakes is blandness. When it comes to cinnamon-and-spice-and-everything-nice, I use a heavier hand than most recipes call for. Carrots, eggs, sugar, buttermilk, flour; they’re all ingredients that can stand up to bolder spices.

In no way is this carrot cake overly-spiced; it’s not a spice cake, but it’s flavorful. It’s not to be confused with those grocery store carrot cakes that are generally so bland they’re just one step above jarred baby food carrots.

Carrot Cake Loaf with Cream Cheese Frosting - Soft, moist carrot cake that's baked as a loaf. So much faster & easier than baking a cake!

As for actually baking the cake, many people seem to shun layered cakes and Bundt cakes, whereas loaves of things, like banana bread or quick breads baked in loaf pans, seem more popular.

I’ll be the first to admit, I typically don’t have the patience for layered cakes or for frosting them, so I baked this easy carrot cake  in loaf pans. So much easier than a fancy three-layered cake and absolutely nothing is sacrificed in the taste department!

This recipe is a keeper. The carrot cake from scratch is tender, springy, dense but not heavy, falling-apart soft and moist without being greasy. The oil keeps it moist beyond all words, the butter adds flavor, and the buttermilk does both.

It’s full of texture from the carrots and raisins. And it’s warmly spiced with cinnamon and the spices classic carrot cake is known for. The cream cheese frosting is the literal icing on the cake; tangy, creamy, luscious.

I have not been able to keep away from this cake. It’s a good thing the recipe makes two loaves.

Carrot Cake Loaf with Cream Cheese Frosting - Soft, moist carrot cake that's baked as a loaf. So much faster & easier than baking a cake!

What’s in This Carrot Cake Loaf? 

To make the carrot cake recipe with raisins, you’ll need: 

  • Unsalted butter
  • Oil
  • Eggs
  • Buttermilk
  • Brown & granulated sugar
  • Vanilla extract
  • Spices (cinnamon, cloves, allspice, nutmeg) 
  • All-purpose flour
  • Baking soda & baking powder
  • Grated carrots
  • Raisins 
  • Nuts (optional) 
  • Cream cheese
  • Confectioners’ sugar

Carrot Cake Loaf with Cream Cheese Frosting - Soft, moist carrot cake that's baked as a loaf. So much faster & easier than baking a cake!

How to Make a Carrot Cake Loaf 

To make this cake, I combined elements from my Carrot Pineapple Banana Bread and from my Pumpkin Bundt Cake. It’s a whisk-tougher batter and the first 11 ingredients are added to the bowl, all at once, and whisked. There is nothing fussy about it and it goes from cupboard to oven in less than five minutes with very few dirty dishes.

I was torn whether to use oil or butter, and if using butter; to cream it or melt it. My banana bread recipes all begin with melted butter because I love the flavor, but the pumpkin bundt uses oil and it’s the moistest cake I’ve ever had.

So for the carrot cake, I used both oil and melted butter. Why not? I absolutely was not dragging out my mixer, so it’s melted butter rather than creamed. Melted butter usually produces denser cakes rather than light and airy, which is my preference anyway.

Simply melt the butter, add the oil, buttermilk, eggs, sugars, vanilla, all the spices, and whisk. That’s the first 11 ingredients.

Carrot Cake Loaf with Cream Cheese Frosting - Soft, moist carrot cake that's baked as a loaf. So much faster & easier than baking a cake!

The buttermilk tenderizes the batter and helps an otherwise dense batter rise nicely while baking. I used both granulated and brown sugar since a bit of brown sugar adds flavor and moisture.

Add the flour, baking soda, baking powder, optional salt, fold in the carrots, raisins, and optional nuts. 

Pour the batter into your pan(s), making sure not to fill any pan more than halfway full because the batter rises considerably. Bake at 350F until top is set in the middle, and it will likely have domed up a little. A toothpick will come out clean, and even when the cake is done, the pan will feel heavy for it’s size. This is one moist cake, I’m telling you.

While the cake bakes, make the frosting. Carrot cake just isn’t carrot cake without cream cheese frosting. Beat together butter, cream cheese, confectioners’ sugar, a splash of vanilla, and whip until it’s soft and fluffy.

For the photos, I wanted you to see the moistness and texture on the surface of the slices and didn’t cover them frosting. But in reality, I eat a thick, ridiculous layer of frosting, smeared all over. I lay the slice flat and butter it. With frosting. That little skimpy one-inch stripe on top is just for photos. Cream cheese frosting is worth lacing up my running shoes for.

Carrot Cake Loaf with Cream Cheese Frosting - Soft, moist carrot cake that's baked as a loaf. So much faster & easier than baking a cake!

What Size Pan Should I Use? 

This batter makes enough for two loaves. I used one 9-by-5-inch pan and one 8-by-4-inch pan. The photos are of the 9-by-5-inch. I like symmetry and wanted to do two 8-by-4-inch loaves, but there was just a bit too much batter. I could have them made 4 to 6 muffins, but kept it easy in two loaf pans.

Choose any combination of loaf pans, muffin pans, tube or Bundt cake pans.

It would make a great 10- to 12-cup Bundt, two mini Bundts, or about 4 mini loaves. Whatever odd assortment of pans you have, go with it, adjusting baking times accordingly.

Carrot Cake Loaf with Cream Cheese Frosting - Soft, moist carrot cake that's baked as a loaf. So much faster & easier than baking a cake!

Tips for Making Carrot Cake From Scratch

The spices include a mix of cinnamon, allspice, cloves, and nutmeg. If you don’t happen to keep them all on hand, I suggest using more cinnamon. Cinnamon cures everything.

For a twist, if you love pumpkin like I do, pumpkin pie spice would be lovely, too. As written, the cake is nicely spiced and before you double the cinnamon or other spices like I usually do with most recipes, taste the batter and go from there.

If you’re using both raisins and nuts, reduce each to about 3/4-cup rather than one full cup each so you don’t overwhelm the batter with add-ins, tasty as it sounds.

Baking times will vary greatly by pan sizes used. For standard-sized loaf pans, 40 to 50 minutes, is recommended. I baked the 8-by-4-inch loaf for 42 minutes and the 9-by-5-inch for 50 minutes. If you’re making mini loaves or muffins, I’d start checking them by 20 minutes, and go from there. One big Bundt cake will probably take 55 to 65 minutes, but because of oven variances, various pans used, moisture content in the carrots, and personal preference, baking times will vary.

Carrot Cake Loaf with Cream Cheese Frosting
Yield: 18

Carrot Cake Loaf with Cream Cheese Frosting

Prep Time 10 minutes
Cook Time 45 minutes
Total Time 55 minutes

A soft, moist carrot cake that's baked as a loaf. So much faster and easier than baking an entire cake! Packed with carrots, raisins, & nuts!

Ingredients

For the Cake

  • 1/2 cup unsalted butter, melted
  • 1/2 cup canola or vegetable oil
  • 2 large eggs
  • 3/4 cup buttermilk
  • 1 1/2 cups granulated sugar
  • 1/4 cup light brown sugar, packed
  • 2 teaspoons vanilla extract
  • 1 1/2 teaspoons ground cinnamon
  • 1/2 teaspoon ground cloves
  • 1/2 teaspoon allspice
  • 1/4 teaspoon ground nutmeg
  • 2 cups all-purpose flour
  • 1 1/2 teaspoons baking soda
  • 1 teaspoon baking powder
  • pinch salt, optional (buttermilk is already a salted milk and I omitted adding salt)
  • 2 1/4 cups coarsely grated carrots, packed loosely
  • 1 cup raisins, optional but recommended
  • 1 cup diced nuts (such as walnuts, pecans), optional

For the Cream Cheese Frosting

  • 4 ounces cream cheese, softened (I used Trader Joe's Whipped Light)
  • 1/4 cup unsalted butter (half of one stick)
  • 1 1/2 cups+ confectioners' sugar
  • 1/2 teaspoon vanilla extract

Instructions

For the Cake:

  1. Preheat oven to 350F; spray loaf pans with floured cooking spray; set aside. I used one 9-by-5-inch loaf pan and one 8-by-4-inch loaf pan. Choose any combination of loaf pan sizes, tube or Bundt cake pans, or muffin pans.
  2. In a large microwave-safe bowl, melt the butter, about 1 minute on high power.
  3. Add the oil, eggs, buttermilk, sugars, vanilla, cinnamon, cloves, allspice, nutmeg, and whisk vigorously until combined.
  4. Add the flour, baking soda, baking powder, optional salt, and stir to incorporate; don't overmix.
  5. Stir in the carrots.
  6. Stir in the raisins and optional nuts.
  7. Pour batter into prepared pans, making sure not to fill any pan more than halfway full because this batter rises considerably.
  8. Bake the two loaves (9x5 and 8x4) for 40 to 50 minutes, or until top is set in the center, golden, and a toothpick comes out clean.
  9. Allow cake to cool in pans for about 10 minutes before removing and transferring to a wire rack to finish cooling. While cakes cool, make the frosting.

For the Cream Cheese Frosting:

  1. To the bowl of a stand mixer fitted with a paddle attachment, add the cream cheese, butter, and beat to soften and combine, about 1 to 2 minutes.
  2. Add the confectioners' sugar, vanilla, and beat until light and fluffy. Add additional sugar as desired for thicker frosting.
  3. Spread frosting over the tops of the cooled loaves. Slice into 3/4-inch wide slices and serve. I yield 9 to 10 slices from a 9x5 loaf.

Notes

Add-ins: If using both raisins and nuts, use about 3/4 cup of each rather than 1 cup each, or the batter may become overwhelmed with add-ins.

Baking times: Baking times will vary greatly by pan sizes used. I baked the 8-by-4-inch loaf for 42 minutes and the 9-by-5-inch loaf for 50 minutes. Muffins or mini loaves could bake in as short as 20 minutes, a big Bundt cake may need 55 to 65 minutes.

Frosting: Some people prefer to refrigerate cream cheese frosting and if you're one of them, I suggest frosting the slices individually immediately prior to serving, rather than frost the whole loaf and then refrigerating it, which will dry it out.

Storage: Store unfrosted loaf wrapped in plastic wrap and placed inside a large ziptop plastic bag for up to 1 week at room temperature, or freeze for up to 3 months. Freezing second loaf after it's cooled is recommended if you're not going to eat it within a week.

Adapted from Pumpkin Chocolate Chip Bundt Cake.

Nutrition Information:

Yield:

18

Serving Size:

1

Amount Per Serving: Calories: 398Total Fat: 21gSaturated Fat: 7gTrans Fat: 0gUnsaturated Fat: 12gCholesterol: 48mgSodium: 220mgCarbohydrates: 51gFiber: 2gSugar: 36gProtein: 5g

More Carrot Cake Recipes: 

ALL OF MY CARROT CAKE-INSPIRED RECIPES! 

Carrot Cake Cream Cheese Blondies — Dense, chewy, super moist bars that taste like carrot cake with a cream cheese topping that’s baked right in so you don’t need to worry about frosting them!! 

Salted Caramel Carrot Cake — Soft, tender, EASY carrot cake infused with salted caramel sauce and topped with tangy cream cheese frosting is the ULTIMATE in decadence!!

Salted Caramel Carrot Cake with Cream Cheese Frosting - Soft, tender carrot cake infused with salted caramel sauce and topped with tangy cream cheese frosting is the ULTIMATE in decadence!! Calling all carrot cake fans, you will LOVE this version!!

Carrot Cake Cupcakes with Vanilla Cream Cheese Frosting — These soft, moist, tender cupcakes are the BEST carrot cake cupcakes I’ve ever had!! They’re fast and easy to make, and come together in minutes! 

Soft and Chewy Spiced Carrot Cake Cookies — All the flavors of richly spiced carrot cake, but in cookie form! Soft, chewy, extremely moist, and not at all cakey!

Carrot Banana Bread  EASY, no-mixer, super soft banana carrot bread that reminds me of carrot cake but healthier!! Great Easter brunch idea or spring baked good!

Pumpkin Carrot Cake with Cream Cheese Frosting — A marriage of pumpkin cake and carrot cake into one soft, moist, tender, and amazing cake!! The tangy cream cheese frosting is truly the icing on this easy cake!!

Soft Carrot Cake Bars with Cream Cheese Glaze — Super soft carrot cake bars that taste like blondies packed with chewy carrots! So good and a must-make!

We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.